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Free stock rewards for spending with your favorite brands

Bumped gives you the power to turn everyday spending into ownership, simply by rewarding you with fractional shares of stock when you spend. Automatic stock when you spend with the brands you love, almost 1,000 more brands that you can shop via web or app. Join us on our mission to create an ownership economy.

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Turn your everyday spending into investing

Only 52%

of American households are invested in the stock market

Pew Research Center

Bumped helps you get free stock rewards and own the brands you love!

  • With Loyalty Rewards, all you have to do is choose your favorite brands and link your card — you’ll be rewarded automatically when you spend.
  • Or, Shop Now with almost a thousand brands to get rewarded for your online shopping.
  • You’ll become an owner in the brands you’re loyal to, and can choose to be rewarded in stock like Amazon, Boeing, Apple, or Tesla. See all the different stock you could own!

Why stock rewards

We believe everyone deserves to be an owner®.

The economy is built by consumers, but only about half of Americans participate in the stock market. For beginners and investing pros alike, fractional stock rewards can be an easy way to become an owner of the brands you love. Plus, if those companies become more valuable, your piece can grow and become more valuable.

Investing can give your money the chance to grow much quicker than if you keep it in your savings account (or under your mattress). Of course, investing involves risks and there is always the chance of an investment becoming less valuable over time. You can take steps towards building your financial future by earning free fractional shares of stock.

How it works

There are two different ways to get stock rewards: Loyalty Rewards and Shop Now.

  1. Select your Loyalty

    Choose the brands you’ll be loyal to in each category

  2. Link your cards

    Add your spending cards so you can be automatically rewarded when you spend with your favorite brands

  3. Shop Online

    Spend with about 1,000 brands in Bumped web or mobile

  4. Spend, get bumped rewards

    When you spend with your Loyalty Brands or online, you’ll get fractional shares of stock!

Brokerage services are provided by Bumped Financial LLC. You can see more details on FINRA's BrokerCheck ↗.

Own What You Love™ with Loyalty Rewards

Simply select your favorite brands in categories like Coffee, Entertainment, Quick Eats, or Transport and link your spending cards to Bumped. You’ll be rewarded in fractional shares of stock when you spend with the brands you’re loyal to! All about Loyalty Rewards here.

Stock Rewards when you Shop Now

Get stock whenever you shop online through Bumped! Whether on the web or in the app, with Shop Now you can search about 1,000 brands, and click directly to a brand’s website to shop and qualify for stock rewards! Plus, you can choose what stock you’re rewarded in — see what you can own here.


Now banks can build loyalty too

Only 41%

of banking customers would recommend their bank to a friend or family member

Bain & Co

Financial institutions and card issuers use our stock rewards platform to create a full-circle loyalty program that can move customer relationships from transactional to lifelong.

Schedule a demo

Power customers relationships with an innovative reward


of Bumped users think ownership is more exciting than traditional rewards (i.e. points, cash-back)

Survey of Bumped users

We work with brands to provide a unique solution that works with your loyalty programs. You can leverage our platform to launch a new loyalty program, build in stock as an additive reward offering, or reward via the Bumped app with little to no tech integration.

Brand benefit


Security, data encryption, and reliability are core to everything we do.

Bumped security

Featured in

  • Fast Company
  • Bloomberg
  • TechCrunch
  • Forbes

Contact us

Are you a financial institution or brand interested in working with Bumped to make your customers owners? Get in touch below!

Stock Rewards

  • The Bumped App
  • Why fractional stock rewards
  • How it works
  • Get stock online
  • Loyalty Rewards
  • FAQ
  • Support center
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Security questions or concerns? Reach out to

© 2021 Bumped Inc. All rights reserved. Use the following links to access Bumped Financial LLC's Privacy Policy, Terms of Use, Customer Agreement, and other Legal Disclosures.

The Bumped app and website are operated by Bumped, Inc. Brokerage services are provided by Bumped Financial LLC, member FINRA ↗/SIPC ↗. More about Bumped Financial LLC on FINRA’s FINRA BrokerCheck website ↗

Investing in securities involves risk, including possible loss of principal: Not FDIC Insured • No Bank Guarantee • May Lose Value. Past performance is not a guarantee of future results. Nothing on this site should be construed as an offer to purchase or sell securities.

Any market, economic and / or performance data shown is for hypothetical and illustrative purposes only. Data does not represent actual results.  Participation is only for investors who understand and agree to the risks inherent in their Bumped Accounts. Only qualifying purchases made according to the terms and conditions are eligible for stock rewards. Bumped does not charge brokerage fees. Bumped reserves the right to restrict or revoke any and all offers at any time.

Brands and brand logos shown are for illustrative purposes only and do not indicate specific offers from, or guarantees to participate with, any of the merchants shown. Offers and participating brands are subject to change without notice.

Investors receive shares of ETFs as rewards. Investors should consider their investment objectives, risks, carefully before investing. This and other information are found in the fund prospectus. Please read the prospectus carefully before you choose to invest.

Rewards are accrued for investment after qualifying purchases, but may be reversed if the qualifying transaction is later reversed. Bumped does not assume the risk of market movements for returned items or disqualified transactions. 

Bumped Inc., its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

A few notes on fractional shares: they’re typically not transferable between brokerage firms. If you want to transfer your Bumped account, you may have to sell your fractional shares first. Fractional shares can’t be put into certificate form or physically mailed, nor do they have voting rights.