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It’s time for an ownership economy.

Bumped is here to create access to ownership. Our app gives consumers the power to turn their everyday spending into free stock ownership, and we have a suite of tools to help businesses reward their customers in fractional shares of stock. We all create the economy together, now we all have the opportunity to benefit from it.

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Phone with Bumped app The Stock Marketplace depicting various rewards

Turn your everyday spending into investing

Only 52%

of American households are invested in the stock market

Pew Research Center

Download the Bumped app, set up your account, and you’ll have access to hundreds of ways to earn free stock rewards! You choose the stock you want to be rewarded in, then you choose where you want to shop. Then Bumped turns your everyday spending into fractional shares of stock.

Why stock rewards

We believe everyone deserves to be an owner.

The economy is built by consumers, but only about half of Americans participate in the stock market. For beginners and investing pros alike, fractional stock rewards can be an easy way to become an owner of the brands you love. Plus, if those companies become more valuable, your piece can grow and become more valuable.

Investing can give your money the chance to grow much quicker than if you keep it in your savings account (or under your mattress). Of course, investing involves risks and there is always the chance of an investment becoming less valuable over time. You can take steps towards building your financial future by earning free fractional shares of stock.

How it works

  1. Open an account

    Apply for a Bumped brokerage account via the Bumped app. Once approved:

  2. Select your rewards

    Choose the stock you’ll get rewarded in—because you should own what you love!

  3. Choose your brands

    Browse hundreds of opportunities to shop online or in-store

  4. Spend and get Bumped rewards

    When you spend online or in-store, you’ll get stock!

Brokerage services are provided by Bumped Financial LLC. You can see more details on FINRA's BrokerCheck ↗.

Get stock for online shopping

With Bumped Shop online brands, you can click directly to a brand’s website and make a purchase to qualify for stock rewards!

Mobile app with The Stock Marketplace and various offers

In-store shopping

To activate an In-Store brand, click on the brand you plan to shop with, follow the instructions to link your cards, and you can shop in-store for stock rewards!

Athleta incentive screen showing 5% back in stock


Already have a Bumped brokerage account? Check out the Support Center.

Now banks can build loyalty too

Only 41%

of banking customers would recommend their bank to a friend or family member

Bain & Co

Financial institutions and card issuers use our stock rewards platform to create a full-circle loyalty program that can move customer relationships from transactional to lifelong.

Schedule a demo
Retail offers from Spotify, Netflix, and Lindt Chocolate

Power customers relationships with an innovative reward


of Bumped users think ownership is more exciting than traditional rewards (i.e. points, cash-back)

Survey of Bumped users

We work with brands to provide a unique solution that works with your loyalty programs. You can leverage our platform to launch a new loyalty program, build in stock as an additive reward offering, or reward via the Bumped app with little to no tech integration.

Brand benefit
Portfolio graph showing rewards from Target, Citibank, and Starbucks


Security, data encryption, and reliability are core to everything we do.

Bumped security

Featured in

  • Fast Company
  • Bloomberg
  • TechCrunch
  • Forbes

Contact us

Are you a financial institution or brand interested in working with Bumped to make your customers owners? Get in touch below!

Bumped app

  • The Bumped App
  • Why fractional stock rewards
  • How it works
  • Get stock online
  • In-Store shopping
  • FAQ
  • Support center

Security questions or concerns? Reach out to [email protected]

© 2021 Bumped Inc. All rights reserved. Use the following links to access Bumped Financial LLC's Privacy Policy, Terms of Use, Customer Agreement, and other Legal Disclosures.

The Bumped app and website are operated by Bumped, Inc. Brokerage services are provided by Bumped Financial LLC, member FINRA ↗/SIPC ↗. More about Bumped Financial LLC on FINRA’s FINRA BrokerCheck website ↗

Investing in securities involves risk, including possible loss of principal: Not FDIC Insured • No Bank Guarantee • May Lose Value. Past performance is not a guarantee of future results. Nothing on this site should be construed as an offer to purchase or sell securities.

Any market, economic and / or performance data shown is for hypothetical and illustrative purposes only. Data does not represent actual results.  Participation is only for investors who understand and agree to the risks inherent in their Bumped Accounts. Only qualifying purchases made according to the terms and conditions are eligible for stock rewards. Bumped does not charge brokerage fees. Bumped reserves the right to restrict or revoke any and all offers at any time.

Investors receive shares of ETFs as rewards. Investors should consider their investment objectives, risks, carefully before investing. This and other information are found in the fund prospectus. Please read the prospectus carefully before you choose to invest.

Rewards are accrued for investment after qualifying purchases, but may be reversed if the qualifying transaction is later reversed. Bumped does not assume the risk of market movements for returned items or disqualified transactions. 

Bumped Inc., its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

A few notes on fractional shares: they’re typically not transferable between brokerage firms. If you want to transfer your Bumped account, you may have to sell your fractional shares first. Fractional shares can’t be put into certificate form or physically mailed, nor do they have voting rights.