Skip to content

Practicing Mindful Investing

Stress can seemingly come from anywhere, but most often, it’s provoked by finances. When numbers seem to control our personal senses of ability, freedom, and survival, it can be beyond nerve-wracking to try to control them.

Then add in the risk factor of investing, where there is not only a possibility of multiplying your money, but potentially losing it all as well. How do people do it without losing their minds?

Truth be told, the majority of investors—even the professionals on Wall Street—have lost sleep over their holdings in the market. Volatility can make anyone’s heart skip a beat, and no human is completely immune from that.

The key is finding and incorporating personal practices that can help you weather the inevitable waves and cultivate your sense of security amidst any storm. Here are some tips to help you start your investing journey with a little more confidence and mindfulness:

1. Know yourself

Before even putting down a dollar, it’s valuable to know: What is your risk tolerance? Your “risk tolerance” is how much risk you’re comfortable taking on, particularly in the context of investing.

Big investments can reap big gains– or big losses. Being strategic in what you’re most comfortable, willing, and able to take a chance on will help protect you from any unforeseen circumstances.

2. Focus on your goals

Set your intentions: What are your financial goals? Is it to retire at 30 or ensure that your family has enough when you’re 60? Do you want to jump in for the #WallStreetBets ride?

Whatever your objectives are it’s important to be clear on them before you make any significant decisions. Knowing this, coupled with your risk tolerance, can help narrow down the most aligned options for your investment portfolio.

3. Equip yourself

Find resources that you trust. This includes reputable sources of stock information online or receiving support from licensed and registered investment advisors.

Prepare yourself with a team and a toolbelt. It’ll help you feel like you’ve got ground under your feet even when the market is shaky. And of course, Bumped is here to help how we can.

Have you checked out our 'Ask Alex' column? Submit any stock market related questions you may have and yours may be answered!

4. Take your time

This may sound counterintuitive given the “rushed” feeling the stock market can perpetuate– we all know the popular “buy/sell right now or you’ll miss out!” mentality. But if you want to actively trade in the market, it counts to do thorough research first, and that deserves quality time spent. Ask yourself:

  • What kind of stocks are you interested in? Why?
  • How are the prospects of those stocks? Research the company stock. You can always view details about a mutual fund or ETF in its prospectus.
  • Are any reputable sources sharing information about these stocks? What are they saying and is it consistent?
  • Getting a full picture from all angles on the stocks you’re interested in can help you determine whether making an investment is the right choice for you.

5. Honor your values

If you love a company, then investing in it may be a way of “voting with your dollar.” That being said, it’s helpful to find the balance between head and heart. Investing solely based on emotions can create more risk, but it’s worth also trusting your gut!

Make a list of the companies you want to support, but then follow through with the due diligence to determine if investing in those assets is safe. Review the previous steps for support.

6. This, too, shall pass

If we remember anything from stock market history, it’s that volatile waves will always come to pass (eventually). Everything in life has a cycle– the changing of the seasons is also reflected in the shifting tides of our society and economies.

When in doubt, try having patience! Take a break from the screen and the noisy market analyses. It’ll all still be there whenever you choose to return to it. What matters first and foremost– above any market valuation– is your sense of center. Taking the time to rest and recharge helps ensure our brains (and nervous systems) are prepared for the world of investing and beyond.

Our best choices are made from a perspective of clarity. When we take the extra effort to slow down, we may open ourselves up to perceive more options, solutions and routes. With decisions as big as our financial investments, those mindful moments matter!

How do you practice thoughtful investing? Share with us on social media!


Contact us

Are you a financial institution or brand interested in working with Bumped to make your customers owners? Get in touch below!

Stock Rewards

  • The Bumped App
  • Why fractional stock rewards
  • How it works
  • Get stock online
  • Loyalty Rewards
  • FAQ
  • Support center
Follow us on FacebookFollow us on TwitterFollow us on LinkedInContact us through email
Download in the Apple StoreDownload in the Google Play Store

Security questions or concerns? Reach out to

© 2021 Bumped Inc. All rights reserved. Use the following links to access Bumped Financial LLC's Privacy Policy, Terms of Use, Customer Agreement, and other Legal Disclosures.

The Bumped app and website are operated by Bumped, Inc. Brokerage services are provided by Bumped Financial LLC, member FINRA ↗/SIPC ↗. More about Bumped Financial LLC on FINRA’s FINRA BrokerCheck website ↗

Investing in securities involves risk, including possible loss of principal: Not FDIC Insured • No Bank Guarantee • May Lose Value. Past performance is not a guarantee of future results. Nothing on this site should be construed as an offer to purchase or sell securities.

Any market, economic and / or performance data shown is for hypothetical and illustrative purposes only. Data does not represent actual results.  Participation is only for investors who understand and agree to the risks inherent in their Bumped Accounts. Only qualifying purchases made according to the terms and conditions are eligible for stock rewards. Bumped does not charge brokerage fees. Bumped reserves the right to restrict or revoke any and all offers at any time.

Brands and brand logos shown are for illustrative purposes only and do not indicate specific offers from, or guarantees to participate with, any of the merchants shown. Offers and participating brands are subject to change without notice.

Investors receive shares of ETFs as rewards. Investors should consider their investment objectives, risks, carefully before investing. This and other information are found in the fund prospectus. Please read the prospectus carefully before you choose to invest.

Rewards are accrued for investment after qualifying purchases, but may be reversed if the qualifying transaction is later reversed. Bumped does not assume the risk of market movements for returned items or disqualified transactions. 

Bumped Inc., its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

A few notes on fractional shares: they’re typically not transferable between brokerage firms. If you want to transfer your Bumped account, you may have to sell your fractional shares first. Fractional shares can’t be put into certificate form or physically mailed, nor do they have voting rights.