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Welcome to Bumped!

Once your Bumped brokerage (investment) account application has been approved, you’re ready to earn fractional shares of stock when you spend with your favorite brands.

Following is your Bumped App Starter Kit to help you start earning stock rewards.

Table of Contents

Shop Now to get Stock Rewards

Shop Now to get Stock Rewards

You can shop with hundreds of brands that offer stock rewards online through the Bumped mobile or web apps. To get started, select ‘Shop Now’ from the Bumped menu, and browse or search to locate the brands you love.

Shop Online Now

Shop Online Now

If a brand is offering stock rewards for your everyday online shopping, you’ll find them under the “Shop online now” banner in the Shop Now section of your app. Simply tap on a brand you like, and you’ll be taken to an online shopping experience where you can complete your purchase.

Own What You Love™ with Loyalty Rewards

Own What You Love™ with Loyalty Rewards

Loyalty Rewards automatically reward you in free stock when you spend with the brands you love. Fractional shares, no fees. So you can start owning what you love with less. Follow the instructions in your Bumped account to unlock Loyalty Rewards.

How it works

  1. Choose your favorite brand in each Loyalty category
  2. Link your debit or credit cards to Bumped
  3. Spend with those cards at your selected Loyalty Brands
  4. Get stock when you shop!

Own What You Love

Whenever possible, Bumped will reward you in fractional shares of stock in the Loyalty Brand you chose and shopped with. That means you can automatically own brands like Starbucks, Lyft, Sam’s Club, Netflix, Disney, Chevron, Chipotle, or McDonald’s!

Otherwise, you get to choose what you’ll be rewarded in when you select your brand!
Loyalty Rewards are one way to get stock rewards– and there are hundreds more available anytime when you shop with Bumped via mobile, web, or in store.

Link a Card

Link your cards

In order to automatically give users stock rewards for their loyalty purchases, users need to link a card to Bumped. This is how we can track your eligible purchases with stores you have activated in the app. Link as many cards as you like!

Once your cards are linked, you’re ready to shop with your loyalty brands, in store or online!

Head to your loyalty brand stores, and keep these things in mind:

  • Shopping cart iconUse cards linked to Bumped at checkout.
  • Card iconDebit cards must run as credit. Do not use your pin.
  • Checkmark iconYou can earn stock rewards by shopping with your loyalty brands as many times as you like!

When will I get my rewards?

Once qualifying purchases have settled with your bank, you’ll see stock reward progress in Activity. Rewards typically take 1-7 business days to show up in Bumped.

Customize Your Stock Rewards

Pick Your Stock Rewards

You can choose the stock rewards you want to receive, no matter where you shop in the Shop Now section of your app. Simply pick up to 4 companies you’d like to earn stock in, and whenever you earn a stock reward, your rewards will be equally distributed across all your selections.

Head to your Portfolio, and tap My Stock Picks. Every Bumped account will first be rewarded in a broad-based Exchange Traded Fund by default. From there, you can choose the 4 additional securities that you’d like to be rewarded in.

We’ve built a list of more than 50 company stocks so that you can own what you love. Plus, we’ll be adding more options as we grow. You can change your selections at any time.


  • Do brands change, and if so, how often?

    The brands available are subject to change, and you will see them automatically updated in the Shop Now section of your app. Stay up-to-date with your app to see new promotions from brands as they come!

  • Is it really free? What’s the catch?

    No catch! Rewards, gifts, and relationships shouldn’t come with strings attached so we've built Bumped without fees. (Our fee schedule is here—but spoiler, there aren't any.)

  • What does a Bumped Brokerage account entail?

    Signing up with Bumped Financial LLC is completely free, and to be eligible one must be at least 18 years of age and be a U.S. Citizen or Permanent Resident with a valid social security number. As a shareholder, you may receive documents like brokerage statements, and we’ll walk you through those as they come.

  • How much stock will I receive?

    The brands choose the percentage of stock back. Typically, the percentages vary between 1-5% of eligible purchase spend. However, these can change over time. Keep up with your Bumped app for updates!

  • When does this new version of Bumped begin?

    Your Bumped app will be ready to be updated on Thursday, October 29th. We wanted to ensure pilot users had a full month to prepare for the switch.

  • I have more questions!

    For more, please visit our Support Center. As we continue improving the new Bumped platform, should you have specific questions or want direct help, please send us a message either via the app or email at [email protected]. Our Support team will be happy to help.

Building an Ownership Economy

Our mission of building an ownership economy is founded upon the belief that everyone deserves to be an owner. By facilitating deliberate partnerships between consumers and the brands they shop with, we can co-create a system that works for all by turning your everyday spending into investing.

Let's build the new economy together; one where everyone can have a choice, and where money spent invests back. It's time to take ownership.

Contact us

Are you a financial institution or brand interested in working with Bumped to make your customers owners? Get in touch below!

Stock Rewards

  • The Bumped App
  • Why fractional stock rewards
  • How it works
  • Get stock online
  • Loyalty Rewards
  • FAQ
  • Support center
Download in the Apple StoreDownload in the Google Play Store

Security questions or concerns? Reach out to [email protected]

© 2021 Bumped Inc. All rights reserved. Use the following links to access Bumped Financial LLC's Privacy Policy, Terms of Use, Customer Agreement, and other Legal Disclosures.

The Bumped app and website are operated by Bumped, Inc. Brokerage services are provided by Bumped Financial LLC, member FINRA ↗/SIPC ↗. More about Bumped Financial LLC on FINRA’s FINRA BrokerCheck website ↗

Investing in securities involves risk, including possible loss of principal: Not FDIC Insured • No Bank Guarantee • May Lose Value. Past performance is not a guarantee of future results. Nothing on this site should be construed as an offer to purchase or sell securities.

Any market, economic and / or performance data shown is for hypothetical and illustrative purposes only. Data does not represent actual results.  Participation is only for investors who understand and agree to the risks inherent in their Bumped Accounts. Only qualifying purchases made according to the terms and conditions are eligible for stock rewards. Bumped does not charge brokerage fees. Bumped reserves the right to restrict or revoke any and all offers at any time.

Brands and brand logos shown are for illustrative purposes only and do not indicate specific offers from, or guarantees to participate with, any of the merchants shown. Offers and participating brands are subject to change without notice.

Investors receive shares of ETFs as rewards. Investors should consider their investment objectives, risks, carefully before investing. This and other information are found in the fund prospectus. Please read the prospectus carefully before you choose to invest.

Rewards are accrued for investment after qualifying purchases, but may be reversed if the qualifying transaction is later reversed. Bumped does not assume the risk of market movements for returned items or disqualified transactions. 

Bumped Inc., its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

A few notes on fractional shares: they’re typically not transferable between brokerage firms. If you want to transfer your Bumped account, you may have to sell your fractional shares first. Fractional shares can’t be put into certificate form or physically mailed, nor do they have voting rights.