Welcome to Bumped!
Once your Bumped brokerage (investment) account application has been approved, you’re ready to earn fractional shares of stock when you spend with your favorite brands.
Following is your Bumped App Starter Kit to help you start earning stock rewards.
Table of Contents
- Shop Now to get Stock Rewards
- Shopping Online
- Own What You Love with Loyalty Rewards
- Pick your Stock Rewards
- Building an Ownership Economy
Shop Now to get Stock Rewards
You can shop with hundreds of brands that offer stock rewards online through the Bumped mobile or web apps. To get started, select ‘Shop Now’ from the Bumped menu, and browse or search to locate the brands you love.
Shop Online Now
If a brand is offering stock rewards for your everyday online shopping, you’ll find them under the “Shop online now” banner in the Shop Now section of your app. Simply tap on a brand you like, and you’ll be taken to an online shopping experience where you can complete your purchase.
Own What You Love™ with Loyalty Rewards
Loyalty Rewards automatically reward you in free stock when you spend with the brands you love. Fractional shares, no fees. So you can start owning what you love with less. Follow the instructions in your Bumped account to unlock Loyalty Rewards.
How it works
- Choose your favorite brand in each Loyalty category
- Link your debit or credit cards to Bumped
- Spend with those cards at your selected Loyalty Brands
- Get stock when you shop!
Own What You Love
Whenever possible, Bumped will reward you in fractional shares of stock in the Loyalty Brand you chose and shopped with. That means you can automatically own brands like Starbucks, Lyft, Sam’s Club, Netflix, Disney, Chevron, Chipotle, or McDonald’s!
Otherwise, you get to choose what you’ll be rewarded in when you select your brand!
Loyalty Rewards are one way to get stock rewards– and there are hundreds more available anytime when you shop with Bumped via mobile, web, or in store.
Link a Card
In order to automatically give users stock rewards for their loyalty purchases, users need to link a card to Bumped. This is how we can track your eligible purchases with stores you have activated in the app. Link as many cards as you like!
Once your cards are linked, you’re ready to shop with your loyalty brands, in store or online!
Head to your loyalty brand stores, and keep these things in mind:
- Use cards linked to Bumped at checkout.
- Debit cards must run as credit. Do not use your pin.
- You can earn stock rewards by shopping with your loyalty brands as many times as you like!
When will I get my rewards?
Customize Your Stock Rewards
You can choose the stock rewards you want to receive, no matter where you shop in the Shop Now section of your app. Simply pick up to 4 companies you’d like to earn stock in, and whenever you earn a stock reward, your rewards will be equally distributed across all your selections.
Head to your Portfolio, and tap My Stock Picks. Every Bumped account will first be rewarded in a broad-based Exchange Traded Fund by default. From there, you can choose the 4 additional securities that you’d like to be rewarded in.
We’ve built a list of more than 50 company stocks so that you can own what you love. Plus, we’ll be adding more options as we grow. You can change your selections at any time.
- Do brands change, and if so, how often?
The brands available are subject to change, and you will see them automatically updated in the Shop Now section of your app. Stay up-to-date with your app to see new promotions from brands as they come!
- Is it really free? What’s the catch?
No catch! Rewards, gifts, and relationships shouldn’t come with strings attached so we've built Bumped without fees. (Our fee schedule is here—but spoiler, there aren't any.)
- What does a Bumped Brokerage account entail?
Signing up with Bumped Financial LLC is completely free, and to be eligible one must be at least 18 years of age and be a U.S. Citizen or Permanent Resident with a valid social security number. As a shareholder, you may receive documents like brokerage statements, and we’ll walk you through those as they come.
- How much stock will I receive?
The brands choose the percentage of stock back. Typically, the percentages vary between 1-5% of eligible purchase spend. However, these can change over time. Keep up with your Bumped app for updates!
- When does this new version of Bumped begin?
Your Bumped app will be ready to be updated on Thursday, October 29th. We wanted to ensure pilot users had a full month to prepare for the switch.
- I have more questions!
For more, please visit our Support Center. As we continue improving the new Bumped platform, should you have specific questions or want direct help, please send us a message either via the app or email at [email protected]. Our Support team will be happy to help.
Building an Ownership Economy
Our mission of building an ownership economy is founded upon the belief that everyone deserves to be an owner. By facilitating deliberate partnerships between consumers and the brands they shop with, we can co-create a system that works for all by turning your everyday spending into investing.
Let's build the new economy together; one where everyone can have a choice, and where money spent invests back. It's time to take ownership.